PRIVACY POLICY

1. Introduction

Enigma Creative Finance Solutions (“Enigma,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what data we collect, why we collect it, how we use it, and the choices you have.

2. Information We Collect

Category

Examples

Purpose

Information you provide

Full name, business name, e‑mail, phone, requested loan amount, revenue, time in business

To transmit your inquiry to suitable lending partners and to contact you about your request

Automatic data

IP address, device type, browser, pages visited, time spent, referring URL, cookies

Site analytics, fraud prevention, experience improvement

Third‑party data

Credit‑related or business data supplied by bureaus or partners (subject to FCRA/GLBA)

Pre‑qualification, compliance, risk assessment

3. How We Use Your Information

      Match you with one or more participating lenders or service providers.

      Communicate offers, updates, and educational content related to financing.

      Verify identity and prevent fraud.

      Maintain legal and regulatory compliance (TILA, ECOA, FCRA, GLBA, CFPB).

      Analyze and improve our website and marketing campaigns.

4. How We Share Information

We do not sell personal information.
 We may share data:

  1. With lending partners to process your financing inquiry.

  2. With service vendors (e.g., cloud hosting, e‑mail platforms) under strict confidentiality.

  3. For legal reasons if required by law, subpoena, or to protect rights, safety, or property.

5. Cookies & Tracking Technologies

We use first‑party and third‑party cookies, pixels, and similar tools for analytics, retargeting, and functionality. You may disable cookies via browser settings; doing so may limit site features.

6. Data Security

Industry‑standard administrative, technical, and physical safeguards help protect your information. No method of transmission or storage is completely secure; therefore we cannot guarantee absolute security.

7. Your Choices & Rights

      Opt‑out of marketing e‑mails via the unsubscribe link.

      Review or correct your information by contacting us.

      California users: You may request categories/ specific pieces of personal data disclosed, and deletion, under the CCPA. We will not discriminate for exercising any privacy right.

8. Children’s Privacy

Our services are directed to U.S. businesses and individuals 18 years or older. We do not knowingly collect data from children under 13.

9. Data Retention

We retain information as long as necessary for the purposes in this Policy, or as required by law.

10. Third‑Party Links

Our site may link to external websites we do not control. We are not responsible for their privacy practices.

11. Changes to This Policy

We may modify this Policy at any time. Changes become effective when posted with a revised “Last Updated” date.

12. Contact Us

Enigma Creative Finance Solutions
E‑mail: info@enigmafinance.online